1. Please ready this privacy policy carefully

Updated 09/16/2022

Thank you for visiting our website, owned and operated by Avant Assurance (“Avant Assurance LLC”, “we”, “us”). Before you use this website and our other services—which include, among other things, collecting information from you in order to generate insurance product quotes and to connect you with licensed insurance agents to discuss your needs (our website and any other services are referred to collectively as the “Services”)—we’d like to tell you more about the information we collect about you and what we do with it. When you use, access or interact with our services (for example, by inputting your information on this website), you are agreeing to our Terms of Service and also consenting to how we collect, share and otherwise use information about you as described in this Privacy Policy. We care about your privacy and have drafted this policy to be as easy-to-read as possible. Please read it and feel free to reach out with any questions using the contact methods provided below.

2. What Information We Collect

There are three primary ways we collect information about you: (1) when you give it to us by requesting an health insurance quote directly (2) from our website or submitting information to be part of our team, or better yet to partner with us, (3) through automated technologies when you contact us by phone directly. We’ve broken down each of those three categories in further detail below.

A. Information you provided to us

You may provide information to us in various ways, such as through forms or other means offered through our Services. The most likely way you’ll provide us with information about yourself is by entering it in our web contact and customer information form in order to have us generate an insurance quote for you. We collect, retain, and use such information, as well as the information in categories 2 and 3 below, even if you do not complete the web flow. For example, we will ask you some basic questions about your medical history in order to generate a life insurance quote for you. The types of information you provide us fit into two categories.  Personal Information  is information that identifies you personally, such as your name, address, email address, Social Security number or phone number.  Non-Personal Information  is information about you or your household that, on its own, doesn’t identify you personally, like your gender, income or what types of products you’re interested in. When we combine information that isn’t Personal Information (like Usage Information, as explained below) with Personal Information, we treat it like Personal Information for as long as it is combined.

B. Information We Automatically Collect

Second, we automatically collect certain information about how you access and interact with our Services. We call this Usage Information  for purposes of this Privacy Policy. Usage Information is a critical part of how we improve your experience on our websites and, more importantly, provide you with more personalized insights and recommendations, which is the core of what we aim to do at Avant Assurance. We may use various technologies to collect and store Usage Information in connection your use of our Services. These may include things like cookies, browser storage, web beacons, and similar technologies. There are four types of Usage Information we may collect:

• Device Information. We collect information about your device, such as your operating system, hardware model, application or browser type and version, and unique identifiers associated with your device.
• Log Information. We automatically collect certain information in system logs or similar files about how you interact with our Services, such as which buttons you click on. This Log Information may also include things like your IP address, browser or device configuration, date and time of access and cookie information.
• Information Used to Reidentify. We collect information in order to reidentify you across multiple browsing sessions and devices (for instance, connecting your current browsing with a prior session in which you provided us your name).
• Location Information. We may use certain information like your IP address or other Device Information or Log Information to estimate your location. We may also request to use location-enabled services on your device (which typically provide GPS or Wi-Fi access point details) to enhance our Services.

We, or other parties we do business with, may place or recognize unique cookies or other technologies on your browser when you visit our Services to collect information about your use of the Services and your other online activities over time and across different websites and apps, and may use that information to serve interest-based advertisements to you as you browse the Internet.

Note that you may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. On your mobile device, you may also adjust your privacy and advertising settings to control whether you want to receive more relevant advertising. If you do make such changes, please note that some parts of our Services may not function properly.

B. How We Protect Your Information

We seek to use reasonable administrative, technical and physical safeguards, and other security measures to protect personal information within our organization from growing threats. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the contact methods provided below.

4. Miscellaneous

Effective date of this Privacy Policy. This Privacy Policy is effective as of September 16, 2022. We reserve the right to change this Privacy Policy at any time. We will note within the Privacy Policy when it was last updated. Any changes to this Privacy Policy will be effective as of the day they are posted. Use of our Services following these changes signifies acceptance of the revised Privacy Policy. We have an additional privacy disclosure applicable to you in our Privacy Center. Want More Information? We appreciate you taking the time to read this. If you have questions regarding this policy or privacy practices at Avant Assurance, you can email us at info@avantassurance.com